Ocean Consulting & Services Limited
EXCELLENCE | INNOVATION | COMPETENCE
We specialize in helping financial institutions, startups, and fintechs secure licenses,
stay compliant, and scale with confidence.
Build Your Dream
We’ve Served with Excellence Over the Years
For several years, Ocean Consulting and Services Limited has proudly stood as a pillar of trust and reliability in Nigeria’s financial consulting landscape. Our journey has been marked by a relentless commitment to excellence, a deep understanding of regulatory complexities, and a genuine passion for helping institutions grow sustainably.
50+
Successfully facilitated the licensing process for over 50 financial institutions, including commercial banks, microfinance banks, and IMTOs.
100%
Regulatory Compliance Success Rate
1120+
Revenue in 2017 investment
100+
Licenses registered
Build Your Dream
Quality Services

Application for Licensing
Assisting institutions under the purview of the Central Bank of Nigeria (CBN) and Securities and Exchange Commission (SEC) .

Startup Advisory & Strategy
We support startups with business planning, financial modeling, investor proposals, and regulatory structuring to ensure successful market entry and growth.

Risk Management
We help institutions identify risks, build governance frameworks, and implement strategies that protect business stability and support regulatory trust.

Crafting bankability proposals to attract investors and inancial institutions.
We craft compelling, investor-ready proposals that highlight your business potential, ensuring you meet the funding standards of banks and financial institutions.

Guidance on business structuring, inancial modeling, and growth strategies.
We help startups and businesses choose the right structure, build strong financial models, and implement growth strategies that attract investors and support long-term success.

Developing business plans and funding strategies for startups
We help startups create clear, strategic business plans and tailored funding strategies that align with investor expectations and regulatory standards — ensuring a solid foundation for growth and financial success.
We’ve Served with Excellence
We work at the intersection of regulation and business development helping our clients not only meet compliance standards but also build sustainable, investor-ready organizations.
Our Expertise
- Expert
- Consulting
- Brainstorm
- Team work
- Knowledge
- Trust
We pride ourselves on delivering results with the highest standards of professionalism.
At Ocean Consulting and Services Limited, we offer a wide range of expert services tailored to meet the evolving needs of financial institutions, startups, and corporate entities across Nigeria and beyond.
Our Team
We Are Leading International Company In The World
BELLO AHMED WUDIL
FOUNDER
Hamza Mohammed
Director of Strategy and Planning
ABDULKARIM IDRIS
Senior Advisor, Banking and Finance
MUSTAPHA SHEHU IBRAHIM
Head of Regulatory Compliance
ABDULKARIM IDRIS
Senior Advisor, Banking and Finance
What Our Clients Say
Testimonials

Fatima Musa
"Ocean Consulting made the complex CBN licensing process seamless for us. From documentation to final approval, their guidance was precise, efficient, and professional. We couldn't have launched our microfinance bank without them.”

Yusuf
“As a fintech startup, we needed direction on compliance, investor readiness, and business modeling. Ocean Consulting helped us structure everything from scratch. Today, we’re funded, compliant, and thriving.”

Anabell
“Ocean Consulting brought our compliance process up to industry standards in record time. Their in-depth knowledge of CBN regulations and their training sessions were incredibly impactful.”

Mr. Martin
“From our first consultation, we knew we were in good hands. Ocean Consulting helped us restructure our company, model our finances, and attract our first institutional investor. Their work exceeded expectations.”
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Frequently Asked Questions
We support clients in acquiring a wide range of financial licenses including Commercial Bank Licenses, Non-Interest (Islamic) Bank Licenses, Microfinance Bank Licenses, Merchant Bank Licenses, Finance House Licenses, and International Money Transfer Operator (IMTO) Licenses.
Yes. Our team has in-depth experience with both CBN and SEC regulatory requirements. We provide full compliance advisory, documentation preparation, and implementation of internal controls to ensure your business meets all regulatory standards.
Absolutely. We offer startup advisory services that include business structuring, financial modeling, strategic planning, and investor proposal development — all tailored to make your business fundable and compliant.