Ocean Consulting & Services Limited

EXCELLENCE | INNOVATION | COMPETENCE

We specialize in helping financial institutions, startups, and fintechs secure licenses,

stay compliant, and scale with confidence.

Build Your Dream

We’ve Served with Excellence Over the Years

For several years, Ocean Consulting and Services Limited has proudly stood as a pillar of trust and reliability in Nigeria’s financial consulting landscape. Our journey has been marked by a relentless commitment to excellence, a deep understanding of regulatory complexities, and a genuine passion for helping institutions grow sustainably.

50+

Successfully facilitated the licensing process for over 50 financial institutions, including commercial banks, microfinance banks, and IMTOs.

100%

Regulatory Compliance Success Rate

1120+

Revenue in 2017 investment

100+

Licenses registered

Build Your Dream

Quality Services

Application for Licensing

Assisting institutions under the purview of the Central Bank of Nigeria (CBN) and Securities and Exchange Commission (SEC) .

Startup Advisory & Strategy

We support startups with business planning, financial modeling, investor proposals, and regulatory structuring to ensure successful market entry and growth.

Risk Management

Risk Management

We help institutions identify risks, build governance frameworks, and implement strategies that protect business stability and support regulatory trust.

Crafting bankability proposals to attract investors and inancial institutions.

We craft compelling, investor-ready proposals that highlight your business potential, ensuring you meet the funding standards of banks and financial institutions.

Guidance on business structuring, inancial modeling, and growth strategies.

We help startups and businesses choose the right structure, build strong financial models, and implement growth strategies that attract investors and support long-term success.

Developing business plans and funding strategies for startups

We help startups create clear, strategic business plans and tailored funding strategies that align with investor expectations and regulatory standards — ensuring a solid foundation for growth and financial success.

We’ve Served with Excellence

We work at the intersection of regulation and business development helping our clients not only meet compliance standards but also build sustainable, investor-ready organizations.

Our Expertise

We pride ourselves on delivering results with the highest standards of professionalism.

At Ocean Consulting and Services Limited, we offer a wide range of expert services tailored to meet the evolving needs of financial institutions, startups, and corporate entities across Nigeria and beyond.

Our Team

We Are Leading International Company In The World

BELLO AHMED WUDIL

FOUNDER

Hamza Mohammed

Director of Strategy and Planning

ABDULKARIM IDRIS

Senior Advisor, Banking and Finance

MUSTAPHA SHEHU IBRAHIM

Head of Regulatory Compliance

ABDULKARIM IDRIS

Senior Advisor, Banking and Finance

What Our Clients Say

Testimonials

Fatima Musa

"Ocean Consulting made the complex CBN licensing process seamless for us. From documentation to final approval, their guidance was precise, efficient, and professional. We couldn't have launched our microfinance bank without them.”

Yusuf

“As a fintech startup, we needed direction on compliance, investor readiness, and business modeling. Ocean Consulting helped us structure everything from scratch. Today, we’re funded, compliant, and thriving.”

Anabell

“Ocean Consulting brought our compliance process up to industry standards in record time. Their in-depth knowledge of CBN regulations and their training sessions were incredibly impactful.”

Mr. Martin

“From our first consultation, we knew we were in good hands. Ocean Consulting helped us restructure our company, model our finances, and attract our first institutional investor. Their work exceeded expectations.”

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Frequently Asked Questions

We support clients in acquiring a wide range of financial licenses including Commercial Bank Licenses, Non-Interest (Islamic) Bank Licenses, Microfinance Bank Licenses, Merchant Bank Licenses, Finance House Licenses, and International Money Transfer Operator (IMTO) Licenses.

Yes. Our team has in-depth experience with both CBN and SEC regulatory requirements. We provide full compliance advisory, documentation preparation, and implementation of internal controls to ensure your business meets all regulatory standards.

Absolutely. We offer startup advisory services that include business structuring, financial modeling, strategic planning, and investor proposal development — all tailored to make your business fundable and compliant.